Who we build for.
Five groups the financial system keeps turning away. We build the solutions that let providers serve them.
Women the system leaves out.
“We need your husband’s signature to proceed.”
About 700 million women worldwide still have no financial account. In Sub-Saharan Africa, women are 12 percentage points less likely than men to have one.
Source: World Bank, Global Findex 2025, data blog of 11 November 2025.
Digital creators.
“We need more stable employment records to proceed.”
Many content creators work as international freelancers. They struggle to provide the documents banks require, such as KYC data and tax filings. Quick and affordable financial services stay out of reach.
Workers paid in tokens.
“Come back when you have real money.”
Some workers in decentralised organisations are paid in tokens. They struggle to obtain basic banking services such as business accounts or payment processing.
Low-income communities.
“Unfortunately we cannot proceed with your request.”
Low credit scores, a lack of collateral and unstable income keep basic financial services out of reach.
MSMEs.
“Your application does not meet our minimum requirements.”
Micro, small and medium enterprises often run on informal business practices and missing documents. That limits their access to loans, insurance and other services. Their growth and stability suffer.
850 million
people around the world do not have an official ID.Source: World Bank ID4D, estimates released at the end of 2022.58%
of adults in Sub-Saharan Africa have an account, up from 49% in 2021.Source: World Bank, Global Findex Database 2025.